Rates checked 11 Oct 2026

Salary after tax in Europe, compared

Enter a gross salary to see what you would take home in Ireland, Portugal, the Netherlands, Spain, Germany, Italy and France, using each country's official 2026 rules. Turn on expat regimes to see what the 30% ruling, IFICI, the Beckham Law, the impatriati regime and the impatriés regime are worth. Moving with a salary in mind? Find the salary that keeps your take-home pay or the gross you need for a net target.

Take-home pay compared on €60,000Annual net ÷ 12

  • Ireland
    €3,744a month
    €44,925a year
    25.1% total tax and social securityHighest take-home
  • Netherlands
    €3,674a month
    €44,094a year
    26.5% total tax and social security€831 a year less
  • Spain
    €3,515a month
    €42,184a year
    29.7% total tax and social security€2,741 a year less
  • France
    €3,407a month
    €40,890a year
    31.9% total tax and social security€4,035 a year less
  • Portugal
    €3,190a month
    €38,275a year
    36.2% total tax and social security€6,650 a year less
  • Germany
    €3,130a month
    €37,561a year
    37.4% total tax and social security€7,364 a year less
  • Italy
    €3,130a month
    €37,555a year
    37.4% total tax and social security€7,370 a year less

Single employee, no children, standard deductions. Spain uses Madrid. Expat regimes (IFICI 20%, 30% ruling, Beckham Law, Impatriati 50% and Impatriés 30%) apply only where you would take home more. Assumptions

Compare two countries

Take-home pay per year at common salaries

Standard rules for a single employee. The highest take-home in each row is highlighted.

Gross salaryIrelandPortugalNetherlandsSpainGermanyItalyFrance
€30,000€26,296€22,139€27,754€23,452€21,227€23,425€22,700
€40,000€33,572€27,701€33,714€30,196€26,893€27,960€29,437
€50,000€39,648€33,314€39,140€36,190€32,337€32,568€35,112
€60,000€44,925€38,275€44,094€42,184€37,561€37,555€40,890
€70,000€50,201€43,206€49,047€48,165€42,583€42,447€46,669
€80,000€54,979€48,136€53,913€53,853€48,049€47,339€52,447
€100,000€64,532€57,692€62,711€65,227€58,031€57,122€64,004
€120,000€74,084€66,503€71,509€76,600€68,544€66,906€75,055
€150,000€88,413€79,720€85,818€93,659€84,851€83,120€89,922

With expat tax regimes

The same salaries if you qualify for the Netherlands' 30% ruling, Portugal's IFICI or Spain's Beckham Law. Each regime is only applied where it leaves you more than the standard rules.

Gross salaryIrelandPortugalNetherlandsSpainGermanyItalyFrance
€30,000€26,296€22,139€27,754€23,452€21,227€28,098 with Impatriati 50% *€23,485 with Impatriés 30% *
€40,000€33,572€28,517 with IFICI 20% *€33,714€30,196€26,893€35,182 with Impatriati 50% *€30,851 with Impatriés 30% *
€50,000€39,648€35,600 with IFICI 20% *€40,143 with 30% ruling *€36,190€32,337€42,272 with Impatriati 50% *€37,899 with Impatriés 30% *
€60,000€44,925€42,720 with IFICI 20% *€50,143 with 30% ruling *€42,184€37,561€49,637 with Impatriati 50% *€44,880 with Impatriés 30% *
€70,000€50,201€49,840 with IFICI 20% *€59,645 with 30% ruling *€49,204 with Beckham Law *€42,583€56,708 with Impatriati 50% *€51,331 with Impatriés 30% *
€80,000€54,979€56,960 with IFICI 20% *€66,112 with 30% ruling *€56,783 with Beckham Law *€48,049€63,639 with Impatriati 50% *€57,782 with Impatriés 30% *
€100,000€64,532€71,200 with IFICI 20% *€79,047 with 30% ruling *€71,938 with Beckham Law *€58,031€77,632 with Impatriati 50% *€70,684 with Impatriés 30% *
€120,000€74,084€85,440 with IFICI 20% *€91,672 with 30% ruling *€87,090 with Beckham Law *€68,544€91,569 with Impatriati 50% *€83,586 with Impatriés 30% *
€150,000€88,413€106,800 with IFICI 20% *€109,910 with 30% ruling *€109,818 with Beckham Law *€84,851€114,559 with Impatriati 50% *€102,939 with Impatriés 30% *

* expat regime applied. Below the 30% ruling salary threshold the Netherlands falls back to the standard rules.

For rankings, charts and the full data as a CSV file, see our report Take-home pay in Europe 2026.

Take-home pay on a map

The darker the country, the more of your salary you keep. Point at a country for the details, or click it to open its calculator.

  1. 1Ireland€3,744/month
  2. 2Netherlands€3,675/month
  3. 3Spain€3,515/month
  4. 4France€3,408/month
  5. 5Portugal€3,190/month
  6. 6Germany€3,130/month
  7. 7Italy€3,130/month
  8. Single employee, 2026 rules, yearly take-home ÷ 12. UK and Turkey have their own calculators in pounds and lira.

How the countries differ

CountryWhat comes off your salaryPaid asExpat regime
IrelandIncome tax at 20% and 40%, USC and PRSI12 monthly (or 52 weekly) paymentsNo general expat regime (SARP for intra-company transferees is not included)
PortugalIRS at progressive rates up to 48%, plus 11% social security on all pay14 payments: 12 months plus holiday and Christmas payIFICI: 20% flat rate on salary from qualifying jobs for 10 years
NetherlandsIncome tax and national insurance up to 49.50%, minus tax credits12 monthly payments plus 8% holiday allowance in May30% ruling: up to 30% of salary tax-free for up to five years
SpainIRPF at state plus regional rates, and 6.5% social security up to €61,21414 payments: 12 months plus two extra paymentsBeckham Law: 24% flat up to €600,000 for 6 tax years
GermanyWage tax from 14% to 45%, solidarity surcharge only on high incomes, and about 21% social insurance (pension, unemployment, health, care) up to the contribution ceilings12 monthly payments; some employers add holiday or Christmas payNo expat tax regime
ItalyIRPEF at 23%, 33%, 43% minus the employee deduction, regional and city surcharges, and 9.19% INPS13 payments: 12 months plus the tredicesima in DecemberImpatriati: only 50% of salary taxed (40% with a minor child) for 5 years
FranceAbout 21% social contributions, CSG and CRDS, then income tax at 11%, 30%, 41%, 45% with family parts12 monthly payments; some employers add a 13th monthImpatriés: 30% of net pay exempt from income tax for up to 8 years

Frequently asked questions

Which country lets you keep the most of a €60,000 salary?

Under the standard rules for a single employee, Ireland leaves the most: €44,925 a year, or €3,744 a month. Then come the Netherlands (€44,094), Spain (€42,184), France (€40,890), Portugal (€38,275), Germany (€37,561), Italy (€37,555).

Where do expats keep the most on €100,000?

If you qualify for the expat regimes, the Netherlands comes out on top at €79,047 a year. With each country's regime applied where it helps: the Netherlands €79,047, Italy €77,632, Spain €71,938, Portugal €71,200, France €70,684, Ireland €64,532, Germany €58,031.

Why are the monthly figures annual pay divided by 12?

Portugal and Spain usually pay salary in 14 instalments and the Netherlands adds holiday allowance in May, so the payslip amounts differ. Dividing the yearly take-home by 12 makes the countries comparable. Each country page shows the actual payment amounts.

Assumptions

Every figure comes from the same engines as the country calculators. See the methodology and sources.