€30,000 salary after tax in Germany

On a gross salary of €30,000 in tax class I, you pay €187 wage tax and €544 social insurance a month, which leaves €1,769 a month or €21,227 a year. Your employer pays another €533 a month in social insurance on top of your salary.

Take-home per month (tax class I)€1,769
Per year€21,227
Wage tax per month€187
Effective rate29.2%
Marginal rate42%
Employer cost per year€36,390
  • Take-home 70.8%
  • Wage tax 7.5%
  • Pension and unemployment 10.6%
  • Health and care 11.2%
ItemYearMonth
Gross salary€30,000.00€2,500.00
Wage tax (Lohnsteuer)−€2,247.96−€187.33
Solidarity surcharge€0.00€0.00
Church tax (9%)€0.00€0.00
Pension insurance (9.3%)−€2,790.00−€232.50
Unemployment insurance (1.3%)−€390.00−€32.50
Health insurance (8.75%)−€2,625.00−€218.75
Care insurance (2.40%)−€720.00−€60.00
Take-home pay€21,227.04€1,768.92

Tax class I, Berlin, no church tax, no children, statutory health insurance at the 2.9% average additional contribution, 2026. Change your tax class, state, church tax or children.

€30,000 after tax in every tax class

Tax classTax per monthTake-home per monthPer year
Class I€187.33€1,768.92€21,227
Class II€102.50€1,868.75€22,425
Class III€0.00€1,956.25€23,475
Class IV€187.33€1,768.92€21,227
Class V€465.66€1,490.59€17,887
Class VI€510.00€1,446.25€17,355

Tax per month includes wage tax and the solidarity surcharge. Class II assumes one child. Which tax class applies to you?

€30,000 after tax depending on your situation

SituationPer monthPer yearvs single
Single, class I€1,769€21,227€0
Single, class I, with church tax (9%)€1,752€21,025−€202
Single, class I, in Bavaria with church tax (8%)€1,754€21,047−€180
Single, class I, in Saxony€1,760€21,116−€111
Single parent, class II, one child€1,869€22,425+€1,198
Married, class III (main earner)€1,956€23,475+€2,248
Married, class IV, two children€1,785€21,417+€190
Married, class V (second earner)€1,491€17,887−€3,340

Married couples are taxed together after the year ends, so the III/V split only changes how much is withheld each month; filing a tax return is compulsory with III/V. Child benefit of €259 a month per child is paid on top and is not included.

Social insurance on €30,000

Pension: 9.3% of €2,500.00€232.50
Unemployment: 1.3% of €2,500.00€32.50
Health: 8.75% of €2,500.00€218.75
Care: 2.40% of €2,500.00€60.00
Social insurance per month€543.75

What it costs your employer

Gross salary€2,500.00
Employer pension and unemployment insurance€265.00
Employer health and care insurance€263.75
Insolvency levy (0.15%)€3.75
Cost to the employer per month€3,032.50

Salaries near €30,000

Gross salaryTake-home per yearPer monthEffective rate
€30,000€21,227€1,76929.2%
€35,000€24,087€2,00731.2%
€40,000€26,893€2,24132.8%

Wage tax, solidarity surcharge and church tax use the Federal Ministry of Finance's official 2026 payroll formula, for a salary paid evenly over 12 months. Methodology and sources.